When you purchase a property in PGA Village Verano, FL, your monthly housing budget extends well beyond the mortgage and property taxes. Master-planned communities often bundle several standard living costs into community assessments, which change how you calculate your monthly overhead.

Key Takeaway

You do not choose most of your utility providers in PGA Village Verano because the service area sets them, so you should budget around what your homeowners association and Community Development District already cover and how much house you will be cooling. The median single-family sale works out to about 635 more square feet than the median townhouse, which shows up most on the summer electric bill. If you are buying a single-family home, the market gives you room to require a year of actual bills before you commit; if you prefer a smaller bill, a townhouse is the alternative, but you should gather those numbers before you offer.

Who This Guide Is For

You are weighing a home in PGA Village Verano and need to know which utility bills you will pay directly, which are already inside your HOA and CDD assessments, and what a realistic monthly total looks like before you make an offer.

How Utilities Work in PGA Village Verano

Your address sets your providers. The neighborhood sits in the 34953 ZIP code of Port St. Lucie, which is served by Florida Power & Light (FPL). The City of Port St. Lucie Utility Systems Department provides water and sewer.

Because you cannot shop around for cheaper rates, your position during the purchase matters. Single-family buyers currently face 7.4 months of supply against 1.6 months for townhouses (based on 22 townhouse sales, 90 days ending 2026-09-30). That gap decides when you can ask a seller for their bills.

Local taxes and insurance sit alongside these fixed utility rates in the cost of living in PGA Village Verano. Together they set your baseline monthly budget. Beyond your monthly bills, you should also weigh the pros and cons of living in PGA Village Verano.

Which Utility Costs Matter Most for Your Home

If you are comparing single-family homes and townhouses, start with "How home type changes your utility bill." Then read "Ask the seller for 12 months of bills" to see how much room for negotiation each property type gives you.

If you don't know what the HOA and CDD already pay for at the address you are considering, read "Utilities covered by HOA and CDD fees" before you add up any monthly bills.

If internet speed or a specific provider matters to you, for example because you work from home, go to "Internet and TV." Confirm whether service is bundled before you budget for it separately.

If your closing is less than 30 days away, skip to "Setting up utilities when you move" and schedule your electric and water service first.

Utilities You Pay Directly

These bills come to you separately from anything the HOA or CDD handles. Most arrive monthly, but trash arrives once a year on your tax bill.

Electricity

FPL is the regulated electric utility covering Port St. Lucie and most of St. Lucie County. Per FPL's official Residential Service (RS-1) tariff sheet, the 2026 base energy charge is 7.865¢ per kWh for the first 1,000 kWh and 8.865¢ per kWh for all additional kWh. That is the base rate only. Fuel, storm-protection and other per-kWh riders push the effective all-in rate higher.

Air conditioning during the summer weather in PGA Village Verano drives your highest bills. Because you cannot switch providers, any approved rate change passes straight to your bill.

A previous owner's bills also reflect their thermostat habits. A household that keeps the air at 70 degrees will show a very different history than one set to 76.

Water and Sewer

The City of Port St. Lucie Utility Systems Department serves over 90,000 customers across more than 130 square miles, including Verano, and bills residents for water and wastewater. Under the rate schedule adopted in Ordinance 25-51 for the 2025-2026 fiscal year, a single-family home on a standard 5/8" x 3/4" meter carries a water Base Facility Charge of $11.16 and a wastewater Base Facility Charge of $17.65.

Water usage is billed per 1,000 gallons in blocks:

  • $5.23 for 0-5,000 gallons
  • $6.81 for 5,001-12,000 gallons
  • $8.38 for anything over 12,000 gallons

Wastewater is billed at $8.27 per 1,000 gallons, capped at 8,000 gallons for single-family residential.

If irrigation runs through the same meter as the house, lawn watering can raise the bill. Ask the seller or builder whether the home has a separate irrigation meter and how the city calculates the sewer portion for that lot.

Irrigation Water

Master-planned communities often use separate water sources for common areas and residential lawns to reduce strain on the drinking water supply. Watering days and hours are often restricted. Ask the HOA or CDD for the current watering schedule and whether irrigation water is billed as a separate monthly charge or covered differently.

Trash and Recycling

The City of Port St. Lucie contracts with FCC Environmental Services Florida, LLC for residential collection. For the fiscal year beginning October 1, 2026, the City Council approved an annual non-ad valorem solid waste assessment of $482.16 per dwelling unit. It covers garbage, recycling, yard waste and bulk collection.

The assessment appears on your property taxes, not a monthly statement, so it is easy to leave out of a monthly budget.

Natural Gas

Florida Public Utilities Company is listed by the Florida Public Service Commission as one of the natural gas utilities serving St. Lucie County. Service area maps note that boundaries are approximate, and not all Port St. Lucie neighborhoods have natural gas hookups. In many newer master-planned communities, homes rely on electricity or use private propane tanks for specific appliances.

A gas range doesn't mean the home has a gas line. Confirm the fuel source for the stove, water heater and any pool heater, and check the community rules if propane is the only option.

Internet and TV

PGA Village's master Property Owners' Association, which includes the Verano section, has a bulk contract with Comcast/Xfinity for cable and internet. Each residence receives:

  • HD cable equipment
  • a DVR with 150 hours of recording
  • a lineup of over 140 channels
  • Fast High-Speed Internet Service Tier 400 Mbps

AT&T is available as an alternative in some sub-associations. Owners who choose AT&T must still pay the Comcast bulk internet charge through the Master Association.

You pay for the bundled service whether or not it meets your speed needs. Confirm the actual speeds at the specific address before adding a second provider at your own expense.

Utilities Covered by HOA and CDD Fees

What the associations cover varies by sub-association and can change when a board adopts a new budget. Confirm what's already folded into your assessments at the specific address before you add up any utility line items.

What the HOA Fee May Cover

Homeowners associations in large communities typically cover utilities for shared amenities, so you don't pay directly to light the clubhouse or water the entrance landscaping. Depending on the neighborhood's declarations, your PGA Verano HOA fees can also include the Comcast package described above.

Homes in the Cresswind section may carry an additional association layer with its own budget and services. Ask the management company for the current budget and the official list of covered services rather than relying on last year's marketing materials.

What the CDD Assessment Pays For

Verano contains multiple numbered Community Development Districts established under Florida's Uniform Community Development District Act (Chapter 190, F.S.). These special-purpose local governments levy non-ad valorem maintenance and debt-service special assessments on benefitted properties. The money funds infrastructure such as roads, water management systems and community facilities. Total special assessments collected by Verano #2 CDD were $2,687,100 as of its fiscal year ending September 30, 2021.

The debt-service portion repays initial construction, and the operations portion funds ongoing maintenance. Ask whether the debt portion has a payoff date and whether it can be prepaid. The seller disclosures in PGA Village Verano should show the exact obligation for the lot.

How Home Type Changes Your Utility Bill

Square footage, pool equipment, irrigation and shared walls all flow through to the electric and water bills every month.

Single-Family Homes

The median single-family sale price here is $524,913, with a median of $229 per square foot (90 days ending 2026-09-30). As a rough estimate, dividing price by price per square foot implies a median size of about 2,290 square feet.

Cooling that space is the largest part of your electric bill. Private pools add daily pump operation, larger yards add irrigation water, and none of those costs are shared with a neighbor.

Townhouses

The townhouse median sale price is $341,289, with a median of $206 per square foot (based on 22 townhouse sales, 90 days ending 2026-09-30). The same rough math gives an implied median size of about 1,660 square feet.

The smaller footprint, combined with shared walls that cut exterior sun exposure, generally results in a lower cooling bill. The association may also control exterior watering and some exterior services for townhomes.

How to Get Real Utility Costs Before You Buy

Ask the Seller for 12 Months of Bills

Single-family homes sell at a median 98.2% of list price (90 days ending 2026-09-30), and supply is ample. That gives you the position to make 12 months of electric and water bills, plus current HOA and CDD statements, a condition of your offer. Townhouse buyers should request these documents before writing an offer, because with the tight supply noted above, sellers may simply move to a buyer who asks for less.

Sellers are not required to share their utility bills. If they decline, ask the utility directly for an address usage history where available, and treat a refusal as a reason to budget conservatively.

A Worked Monthly Budget Example

Compare the roughly 2,290-square-foot single-family home with the roughly 1,660-square-foot townhouse above, using the rates in "Utilities you pay directly."

The larger air conditioning load pushes more of the single-family home's usage past FPL's first 1,000 kWh. The townhouse keeps more of its usage in that lower tier.

Both homes pay the same water and wastewater base facility charges. A single-family home irrigating a private yard will likely reach the higher water usage blocks, while the townhouse uses less overall.

Your own thermostat setting, pool use and household size can move the real number well away from any example.

Setting Up Utilities When You Move

Step 1: Schedule Electric and Water Two Weeks Before Closing

Contact FPL and the City of Port St. Lucie Utility Systems Department to start service in your name for your target closing date. For a property with existing water and sewer service, the city requires:

  • a government-issued ID
  • the service address
  • your desired start date
  • a deposit

Step 2: Confirm the Handoff at Closing

Make sure the seller's utility accounts stop on the same day yours begin. Ask the HOA management company when the bundled internet and cable package transfers to your name.

If the seller cancels electric or water early, you can arrive to a disconnected meter, and reconnection takes time. Confirm the transfer dates in writing.

Step 3: Check Your First Bills Against the Seller's History

Compare your first electric and water statements against the 12 months of bills you collected. Check the irrigation timers and pool pump schedules the prior owner left, because they may run longer than you prefer.

The first bill can include deposits, prorated charges or the previous owner's irrigation settings. Judge your real monthly cost on the second or third month after moving to PGA Village Verano.

At a Glance

  • All homes: median sale price $424,881, down 10.1% year over year (77 sales, 90 days ending 2026-09-30). Neither the single-family nor the townhouse median fell by that much, so the drop likely reflects which home types sold rather than falling values.
  • All homes: median 106 days on market, 5.7 months of supply, 144 homes in inventory (90 days ending 2026-09-30)
  • Single family: median sale price $524,913, up 8.5% year over year (55 sales, 90 days ending 2026-09-30)
  • Single family: median $229 per square foot; median 111 days on market (90 days ending 2026-09-30)
  • Single family: 7.4 months of supply; median sale-to-list ratio 98.2% (90 days ending 2026-09-30)
  • Townhouse: median sale price $341,289, down 0.1% year over year (based on 22 townhouse sales, 90 days ending 2026-09-30)
  • Townhouse: median $206 per square foot; median 99 days on market (based on 22 townhouse sales, 90 days ending 2026-09-30)
  • Townhouse: 1.6 months of supply, 12 homes in inventory, median sale-to-list ratio 99.5% (based on 22 townhouse sales, 90 days ending 2026-09-30)

PGA Village Verano Utilities FAQs

Does PGA Verano Have a CDD Fee?

Yes. Multiple numbered Community Development Districts (such as Verano #1, #2, and #4) levy non-ad valorem special assessments, collected either directly or through the county tax bill, where they add to your property taxes. The amount varies by lot, so check the tax bill or the seller disclosure packet.

Where Is PGA Village Verano?

It is within the city limits of Port St. Lucie in St. Lucie County, Florida, which is why the city supplies household water and sewer.

Do Homes in PGA Village Verano Use Well Water or City Water?

Homes use city water from the City of Port St. Lucie rather than private drinking-water wells. Confirm the source in the seller's disclosure packet before closing.

Can You Put an Irrigation Well on a PGA Village Verano Lot?

Possibly. St. Lucie County falls under the South Florida Water Management District, which generally requires a well construction permit for irrigation wells. Your homeowners association's architectural rules may still restrict or prohibit private wells, so get written approval before hiring a driller.

Do You Need a Deposit to Start Utilities in PGA Village Verano?

Yes. The city charges $50.00 for a water-only customer and $140.00 for a water-and-sewer customer, and FPL requires a deposit unless you meet specific waiver criteria. Budget for them alongside your buyer closing costs in PGA Village Verano.

Are Power Lines Underground in PGA Village Verano?

FPL has been converting overhead neighborhood lines to underground throughout St. Lucie County under its Storm Secure Underground Program. Check your street for overhead lines and ask the builder or HOA, because this affects your outage exposure during storm season.

Does the PGA Village Verano HOA Control Solar Panels or Propane Tanks?

Under Florida Statute 163.04 (2025), an HOA cannot prohibit solar panels. It can set reasonable placement or aesthetic conditions, as long as they don't reduce the system's efficiency or prevent reasonable use. Propane tank placement is typically governed by the association's architectural guidelines.

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