PGA Village sits inside the Port St. Lucie real estate area on Florida’s Treasure Coast. It’s a large, master-planned community built around the PGA Golf Club and a campus of resort-style amenities, with neighborhoods from villa and condominium options to single-family plans and new construction from builders like Kolter Homes.
The community’s mix of golf-centric facilities, a 35-acre PGA Center for Golf Learning and Performance, and clubhouse-style social spaces means the day-to-day cost picture includes not just mortgage and taxes but HOA and membership choices that shape monthly budgets. If you are looking at homes for sale in PGA Village, then looking at the cost of living is important and is broken down for you below.
Is It Expensive To Buy A Home In PGA Village?
Buying in PGA Village is more expensive than in many parts of Port St. Lucie because you’re paying for gated subdivisions, access to world-class amenities, and newer properties from builders like Kolter. Recent resale and new-home listings show a wide band of prices: resale averages in the PGA Village market have sat around the low-to-mid $400,000s, while some larger, upgraded homes and estate-style floor plans push well above that. Those local MLS figures give a useful market snapshot for buyers shopping homes for sale in PGA Village as of 2025.
The mix of properties like single-family and attached homes, villas, and condominium options, means your buy-in depends heavily on the property type. New construction floor plans at Verano and nearby subdivisions list base prices for two-bedroom villas up through five-bedroom estate plans, so two buyers in the same neighborhood can see very different price tags and monthly obligations like HOA fees and optional golf memberships.
What is the Average Rent in PGA Village?
In 2025 the median rent for Port St. Lucie, which includes PGA Village, sits in the low-to-mid $2,000s for a typical mix of apartments and single-family rentals.
There is wide variation by size and finish. Smaller condos or two-bedroom villas commonly rent for less than the median, while larger single-family homes, especially those with two-car garages and upgraded finishes, command higher rents. Rentals inside gated subdivisions often bundle lawn care and access to community amenities, which can raise the monthly cost.
How High Are Property Taxes in PGA Village?
St. Lucie County’s combined millage often sits in the low-20s of mills in recent annual rolls (for example, a combined figure near 21.7 mills was reported for 2025), which reads as roughly $21.70 per $1,000 of assessed value before exemptions.
Because assessed value, Save-Our-Homes caps (for homesteaded properties), and exemptions matter, two similar houses can show materially different tax bills. Use the county tax estimator and the property appraiser’s record for an exact bill for a specific address.
What Are the Average Monthly Utility Bills in PGA Village?
Expect typical Florida electricity bills plus water/sewer, trash, and internet. The U.S. Energy Information Administration’s state-level figures give a baseline:
- Florida’s average residential electric bill in recent national tables has been in the low-to-mid $150s per month and a realistic budget includes $150–$200 for electricity (seasonal variation).
- Local water and sewer rates are published by the City of Port St. Lucie and nearby utility districts and a realistic budget includes $40–$80 for city water/sewer depending on use(the city’s utility schedule lists base facility charges, consumption tiers, and customer account charges),
- Other utilities include trash fees per the city schedule,
- plus internet and basic cable if you want it. Internet options are competitive: fiber and cable providers advertise plans that can range from about $35–$70 per month for mid-tier service
How Much Should I Budget for Groceries in PGA Village?
A practical rule of thumb for PGA Village is about $300–$600 per month for one to two people, depending on how much you cook at home, whether you buy name brands, and your dietary needs. Larger households scale up from there. If you eat out regularly, budget that separately. For the first month, track receipts to fine-tune the number to your household.
Use the USDA’s monthly food-at-home plans as your baseline, then adjust for Florida prices and your eating habits.
How Much Does Transportation Cost in PGA Village?
Transportation costs depend on commute length, vehicle choice, insurance, and where you park. The mean one-way commute for St. Lucie County workers has been roughly around 28–29 minutes in recent ACS estimates, so expect some time and fuel cost if you’re commuting outside the immediate area. Gas prices in Port St. Lucie and wider Florida fluctuate, but AAA regional trackers list per-gallon averages near the low-$3.00 range in late 2025; multiply your weekly miles by local per-gallon cost and your vehicle’s MPG to estimate monthly fuel spend.
Don’t forget insurance: Florida’s homeowners and auto insurance markets are both volatile. Shop multiple carriers for auto insurance and factor in tolls if you use the Turnpike or I-95 for commuting. If you plan to use golf-course roads or community cart paths inside PGA Village, those are community features but do not replace a vehicle for most errands and jobs.
What is the Median Household Income in PGA Village?
For the Port St. Lucie area, median household income estimates report in the high $60,000s to $70,000s range. Recent community profiles put Port St. Lucie’s median household income in 2023 at roughly $72,506, which gives context for what many local households earn versus what is needed to comfortably carry mortgage, taxes, HOA, insurance, and utilities in PGA Village.
What is the Recommended Income to Live In PGA Village?
Using a housing-cost-to-income check where you combine mortgage, taxes, insurance and HOA to judge affordability will give you a good estimate of what your income should be. With median sale prices in PGA Village around the low-to-mid $400,000s and typical HOA fees in many gated sections running roughly $450–$560 per month, many lenders and advisers expect households to have mid-to-high five-figure incomes just to qualify comfortably. For more breathing room when buying a single-family or upgraded plan inside PGA Village, household incomes in the $90,000–$120,000 range are commonly discussed.
Exact needs vary with your down payment, mortgage rate, loan term and the property you choose. Two-bedroom villas and condos require less income than five-bedroom estate plans.
How Does the Cost of Living in PGA Village Compare to the National Average?
PGA Village and Port St. Lucie as a whole tend to be slightly above the national averages in several categories like housing cost, homeowner insurance, and out-of-pocket taxes when seen through the county millage picture.
On the flip side, some day-to-day costs like groceries and other services track close to national norms, and internet competition keeps connectivity pricing reasonable. Use state and county data to compare line items like electricity, water, and property tax to a national benchmark before you decide.
FAQs
What amenities come with living in PGA Village?
PGA Village communities offer a broad amenity campus: a clubhouse, fitness center, indoor and outdoor lap pools, pickleball and tennis courts (including Har-Tru courts in some complexes), bocce, card rooms, billiard rooms, and on-site lifestyle directors who run classes like aerobics and social events. The large PGA Center for Golf Learning and Performance and the PGA Museum are on the same campus, which is part of the appeal for active residents.
Are golf memberships required to live in PGA Village?
No. Homes in PGA Village are marketed with access to the PGA Golf Club and its 54 championship holes, but golf membership is optional. Many residents pay to play as guests while others buy full memberships through the club.
What typical HOA fees should buyers expect in Verano?
Recent developer and MLS listings for PGA Village Verano show HOA fees commonly in the roughly $450–$560 per month range for many property types; fees vary by building, lot, and whether a unit is single-family, attached, or a villa, so always confirm the exact HOA package and included services before signing. Date-stamped listings and builder disclosures reflect these ranges in 2024–2025.
How close is PGA Village to major roads like I-95 or the Turnpike?
PGA Village is located in Port St. Lucie with convenient access to I-95 and regional arterials; travel times to the Turnpike or other interstates depend on the neighborhood but the community’s location on the Treasure Coast makes either route reachable for regional chores and longer commutes. Many residents use I-95 for north–south travel along the coast.
Is PGA Village good for year-round living or seasonal use?
Both. The community’s resort-style amenities, active lifestyle programming, and newer single-family and attached floor plans make PGA Village a year-round home for many full-time residents while also remaining attractive to seasonal residents and snowbirds who appreciate move-in ready options and managed lawn/amenity packages.
