404 21st Street SE, Vero Beach, FL 32962
- $419,900
- 3
- BD
- 2
- BA
- 1,640
- SqFt
- List Price
- $419,900
- Days on Market
- 1
- MLS#
- B26075381
- Bedrooms
- 3
- Full Bathrooms
- 2
- Sq. Ft
- 1,640
- Subtype
- Single Family Residence
- County
- Indian River
- Subdivision
- Vero Shores Unit 1
- Year Built
- 1973
Property Description
RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.
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Additional Information
- Garage Spaces
- 2
- Pets Allowed
- No Pet Restrictions, Yes
- Construction
- Block
- Cooling
- Central Air, Ceiling Fan(s), Electric
- Flooring
- Tile
- Furnished
- Unfurnished
- Heating
- Central, Electric
- Restrict
- NoRestrictions
- Roof
- Metal
- Security
- Smoke Detector(s)
- Taxes
- $4,549
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- View
- Garden, Other
- Waterfront
- None
- Stories
- 1
- Acres
- 0.37
- Price Per Sqft
- $256
- Elementary School
- Indian River
- High School
- Vero Beach
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Listing courtesy of Atlantic Key Realty Group. Contact:
All listings featuring the BMLS logo are provided by Beaches MLS Inc. Copyright 2026 Beaches MLS. This information is not verified for authenticity or accuracy and is not guaranteed. © 2026 Beaches Multiple Listing Service, Inc. All rights reserved.
Agent: Dahlia Marianna Gotzmann | Email: dahliagotzmann@gmail.com